:root{
  --pine:#1b1b19;
  --pine-deep:#111110;
  --pine-soft:#2c2c29;
  --cream:#f8f7f3;
  --cream-warm:#efeee8;
  --ink:#1b1b19;
  --brass:#b28c1e;
  --brass-soft:#e9c258;
  --sage:#a5a49b;
  --line:rgba(27,27,25,.14);
  --line-light:rgba(248,247,243,.18);
  --serif:'Fraunces',Georgia,serif;
  --sans:'Archivo',Helvetica,Arial,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  background:var(--cream);
  color:var(--ink);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
::selection{background:var(--brass);color:var(--cream)}

/* ---------- utilities ---------- */
.wrap{max-width:1180px;margin:0 auto;padding:0 32px}
.eyebrow{
  font-size:12px;letter-spacing:.22em;text-transform:uppercase;
  font-weight:600;color:var(--brass);display:flex;align-items:center;gap:14px;
}
.eyebrow::before{content:"";width:36px;height:1px;background:var(--brass)}
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s ease,transform .8s cubic-bezier(.22,.61,.36,1)}
.reveal.in{opacity:1;transform:none}

/* ---------- top compliance bar ---------- */
.topbar{
  background:var(--pine-deep);color:var(--sage);
  font-size:12px;letter-spacing:.06em;
  padding:9px 0;text-align:center;
}
.topbar a{color:var(--brass-soft);text-decoration:none;border-bottom:1px solid rgba(211,183,135,.4)}
.topbar a:hover{color:var(--cream)}

/* ---------- nav ---------- */
header.site{
  position:sticky;top:0;z-index:50;
  background:rgba(248,247,243,.92);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.wordmark{font-family:var(--serif);font-size:22px;font-weight:600;color:var(--ink);text-decoration:none;letter-spacing:.01em}
.wordmark span{color:var(--brass)}
.nav-links{display:flex;gap:36px;align-items:center;list-style:none}
.nav-links a{
  color:var(--ink);text-decoration:none;font-size:14px;font-weight:500;letter-spacing:.04em;
  position:relative;padding:4px 0;
}
.nav-links a:not(.btn)::after{
  content:"";position:absolute;left:0;bottom:0;width:0;height:1.5px;background:var(--brass);transition:width .3s ease;
}
.nav-links a:not(.btn):hover::after{width:100%}
.nav-links a.active{color:var(--brass)}
.nav-links a.active::after{width:100%}
.nav-links a.btn{padding:11px 24px;white-space:nowrap}
.nav-links a.btn::after{display:none}
.menu-toggle{
  display:none;background:none;border:0;cursor:pointer;
  font-size:24px;line-height:1;color:var(--ink);padding:8px;
}
.btn{
  display:inline-block;background:var(--pine);color:var(--cream)!important;
  padding:13px 28px;border-radius:2px;font-size:14px;font-weight:600;letter-spacing:.05em;
  text-decoration:none;transition:background .25s ease,transform .25s ease;
}
.btn:hover{background:var(--pine-soft);transform:translateY(-1px)}
.btn.gold{background:var(--brass);color:var(--pine-deep)!important}
.btn.gold:hover{background:var(--brass-soft)}
.btn.ghost{background:transparent;border:1px solid var(--line-light);color:var(--cream)!important}
.btn.ghost:hover{background:rgba(248,247,243,.08)}
.btn.ghost-dark{background:transparent;border:1px solid rgba(27,27,25,.4);color:var(--ink)!important}
.btn.ghost-dark:hover{background:var(--pine);border-color:var(--pine);color:var(--cream)!important;transform:translateY(-1px)}
.btn.contact-action{display:block;width:100%;text-align:center;margin-bottom:12px}

/* ---------- market ticker ---------- */
.ticker-strip{
  background:var(--pine-deep);
  border-bottom:1px solid rgba(211,183,135,.18);
  height:46px;overflow:hidden;
}
.ticker-strip .tradingview-widget-container{height:46px}

/* ---------- hero ---------- */
.hero,.page-hero{
  background:
    radial-gradient(1100px 600px at 85% -10%, rgba(233,194,88,.14), transparent 60%),
    radial-gradient(800px 500px at -10% 110%, rgba(165,164,155,.10), transparent 60%),
    var(--pine);
  color:var(--cream);
  position:relative;overflow:hidden;
}
.hero{padding:110px 0 0}
.hero::after,.page-hero::after{ /* grain */
  content:"";position:absolute;inset:0;pointer-events:none;opacity:.05;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='160' height='160' filter='url(%23n)' opacity='1'/%3E%3C/svg%3E");
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:end;position:relative;z-index:1}
.hero h1{
  font-family:var(--serif);font-weight:400;
  font-size:clamp(42px,5.6vw,74px);line-height:1.06;letter-spacing:-.01em;
  margin:26px 0 28px;
}
.hero h1 em{font-style:italic;color:var(--brass-soft)}
.hero p.lede,.page-hero p.lede{font-size:18px;color:rgba(248,247,243,.78);max-width:52ch}
.hero p.lede{margin-bottom:40px}
.hero-ctas{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:64px}
.hero-aside{
  border-left:1px solid var(--line-light);padding:0 0 64px 40px;
  display:flex;flex-direction:column;gap:28px;
}
.hero-aside .fact b{display:block;font-family:var(--serif);font-size:30px;font-weight:500;color:var(--cream)}
.hero-aside .fact span{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--sage)}
.trust-strip{
  border-top:1px solid var(--line-light);position:relative;z-index:1;
  padding:20px 0;
}
.trust-strip .wrap{display:flex;gap:40px;flex-wrap:wrap;align-items:center;justify-content:space-between}
.trust-strip p{font-size:12.5px;letter-spacing:.05em;color:var(--sage)}
.trust-strip a{color:var(--brass-soft);text-decoration:none;border-bottom:1px solid rgba(211,183,135,.4)}

/* ---------- page hero (subpages) ---------- */
.page-hero{padding:84px 0 72px}
.page-hero .wrap{position:relative;z-index:1}
.page-hero h1{
  font-family:var(--serif);font-weight:400;
  font-size:clamp(36px,4.5vw,58px);line-height:1.1;letter-spacing:-.01em;
  margin:22px 0 16px;color:var(--cream);
}
.page-hero h1 em{font-style:italic;color:var(--brass-soft)}

/* ---------- sections ---------- */
section{padding:104px 0}
.sec-head{max-width:640px;margin-bottom:64px}
h2{
  font-family:var(--serif);font-weight:400;font-size:clamp(32px,3.6vw,46px);
  line-height:1.15;margin:20px 0 18px;letter-spacing:-.01em;
}
.sec-head p{color:rgba(27,27,25,.68);font-size:17px}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.card{
  background:var(--cream);padding:44px 36px 48px;position:relative;
  transition:background .3s ease;
}
.card:hover{background:var(--cream-warm)}
.card .num{
  font-family:var(--serif);font-style:italic;font-size:15px;color:var(--brass);
  display:block;margin-bottom:56px;
}
.card h3{font-family:var(--serif);font-weight:500;font-size:24px;margin-bottom:14px;line-height:1.25}
.card p{font-size:15px;color:rgba(27,27,25,.68)}
.card ul{list-style:none;margin-top:22px;display:flex;flex-direction:column;gap:10px}
.card li{font-size:14px;padding-left:22px;position:relative;color:rgba(27,27,25,.8)}
.card li::before{content:"—";position:absolute;left:0;color:var(--brass)}
.cards.two{grid-template-columns:1fr 1fr}
.fine{font-size:12.5px;color:rgba(27,27,25,.55);margin-top:22px;max-width:860px;line-height:1.7}

/* approach */
.approach{background:var(--cream-warm);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:56px;counter-reset:step}
.step{position:relative;padding-top:28px}
.step::before{
  counter-increment:step;content:"0" counter(step);
  font-family:var(--serif);font-style:italic;font-size:52px;color:transparent;
  -webkit-text-stroke:1px var(--brass);
  position:absolute;top:-18px;left:0;line-height:1;
}
.step h3{font-family:var(--serif);font-weight:500;font-size:21px;margin:26px 0 10px}
.step p{font-size:15px;color:rgba(27,27,25,.68)}

/* about */
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:center}
.portrait{
  aspect-ratio:4/5;background:linear-gradient(160deg,var(--pine) 0%,var(--pine-soft) 100%);
  display:flex;align-items:center;justify-content:center;position:relative;
}
.portrait::after{
  content:"";position:absolute;inset:14px;border:1px solid rgba(248,247,243,.25);pointer-events:none;
}
.portrait .mono{
  font-family:var(--serif);font-style:italic;font-size:88px;color:var(--brass-soft);font-weight:300;
}
.portrait figcaption{
  position:absolute;bottom:26px;left:0;right:0;text-align:center;
  font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--sage);
}
.portrait.has-photo{background:var(--pine-deep)}
.portrait.has-photo img{width:100%;height:100%;object-fit:cover;object-position:center top;display:block}
.about-copy p{margin-bottom:18px;color:rgba(27,27,25,.78);font-size:16.5px}
.creds{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.creds span{
  font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;
  border:1px solid var(--line);padding:8px 14px;color:rgba(27,27,25,.7);
}

/* vanderbilt band */
.vfg{background:var(--pine);color:var(--cream);position:relative;overflow:hidden}
.vfg::before{
  content:"";position:absolute;right:-120px;top:-120px;width:480px;height:480px;border-radius:50%;
  border:1px solid rgba(211,183,135,.25);
}
.vfg::after{
  content:"";position:absolute;right:-40px;top:-40px;width:480px;height:480px;border-radius:50%;
  border:1px solid rgba(211,183,135,.14);
}
.vfg .sec-head{margin-bottom:44px}
.vfg h2{color:var(--cream)}
.vfg .sec-head p{color:rgba(248,247,243,.72)}
.vfg-points{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;position:relative;z-index:1}
.vfg-points h4{font-family:var(--serif);font-weight:500;font-size:19px;margin-bottom:10px;color:var(--brass-soft)}
.vfg-points p{font-size:14.5px;color:rgba(248,247,243,.72)}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.contact-intro{color:rgba(27,27,25,.68);font-size:16px;max-width:46ch;margin-bottom:36px}
.contact-list{list-style:none;display:flex;flex-direction:column}
.contact-list li{
  display:flex;justify-content:space-between;gap:24px;align-items:baseline;
  padding:22px 0;border-bottom:1px solid var(--line);font-size:16px;
}
.contact-list li b{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:rgba(27,27,25,.55);font-weight:600}
.contact-list a{color:var(--ink);text-decoration:none;border-bottom:1px solid var(--brass)}

/* forms */
.form-card{background:var(--cream-warm);border:1px solid var(--line);padding:40px 40px 44px}
.form-card>h3{font-family:var(--serif);font-weight:500;font-size:24px;margin-bottom:24px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px;margin-bottom:18px}
.field label{font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:rgba(27,27,25,.6)}
.field input,.field select,.field textarea{
  font-family:var(--sans);font-size:15px;color:var(--ink);
  background:var(--cream);border:1px solid var(--line);border-radius:2px;
  padding:12px 14px;outline:none;width:100%;
  transition:border-color .2s ease,box-shadow .2s ease;
}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--brass);box-shadow:0 0 0 3px rgba(178,140,30,.15);
}
.field textarea{resize:vertical;min-height:110px}
.form-card .btn{width:100%;cursor:pointer;font-family:var(--sans)}
.form-card .btn.gold,.form-card .btn:not(.ghost-dark){border:0}
.form-note{font-size:12px;color:rgba(27,27,25,.55);margin-top:14px;line-height:1.6}
.form-ok{
  display:none;margin-top:16px;padding:14px 16px;font-size:14px;
  background:rgba(178,140,30,.12);border:1px solid rgba(178,140,30,.4);color:var(--ink);
}
.form-ok.show{display:block}
.form-switch{font-size:14px;margin-top:22px;color:rgba(27,27,25,.65)}
.form-switch a{color:var(--brass);text-decoration:none;border-bottom:1px solid var(--brass)}

/* cal.com booking embed */
.cal-wrap{
  background:var(--cream-warm);border:1px solid var(--line);
  min-width:320px;height:700px;overflow:auto;
}
.cal-wrap iframe{width:100%;height:100%;border:0}
@media(max-width:960px){.cal-wrap{height:1000px}}

/* CTA band */
.cta-band{background:var(--pine);color:var(--cream);text-align:center;padding:92px 0;position:relative;overflow:hidden}
.cta-band h2{color:var(--cream);margin:0 0 14px}
.cta-band p{color:rgba(248,247,243,.72);max-width:56ch;margin:0 auto 32px;font-size:16.5px}

/* footer */
footer{background:var(--pine-deep);color:rgba(248,247,243,.55);padding:72px 0 56px;font-size:12.5px;line-height:1.75}
footer .wordmark{color:var(--cream);display:inline-block;margin-bottom:28px}
footer p{max-width:920px;margin-bottom:14px}
footer a{color:var(--brass-soft);text-decoration:none;border-bottom:1px solid rgba(211,183,135,.35)}
footer a:hover{color:var(--cream)}
.foot-links{display:flex;gap:26px;flex-wrap:wrap;margin:30px 0 0;padding-top:26px;border-top:1px solid var(--line-light);list-style:none;font-size:12px;letter-spacing:.05em}

/* responsive */
@media(max-width:960px){
  .hero-grid,.about-grid,.contact-grid{grid-template-columns:1fr}
  .hero-aside{border-left:none;border-top:1px solid var(--line-light);padding:32px 0 56px;flex-direction:row;flex-wrap:wrap;gap:36px}
  .cards,.steps,.vfg-points,.cards.two{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .form-card{padding:32px 24px 36px}
  .portrait{max-width:420px}
  .menu-toggle{display:block}
  .nav-links{
    display:none;position:absolute;top:76px;left:0;right:0;
    background:var(--cream);border-bottom:1px solid var(--line);
    flex-direction:column;align-items:flex-start;gap:0;padding:8px 32px 22px;
  }
  .nav-links.open{display:flex}
  .nav-links li{width:100%;padding:11px 0;border-bottom:1px solid var(--line)}
  .nav-links li:last-child{border-bottom:none;padding-top:18px}
}

/* ---------- print / PDF (compliance review) ---------- */
@media print {
  *{ -webkit-print-color-adjust:exact !important; print-color-adjust:exact !important; }
  .reveal{ opacity:1 !important; transform:none !important; }
  .ticker-strip, .menu-toggle, .nav-links, #cal-embed{ display:none !important; }
  header.site{ position:static !important; }
  a{ text-decoration:none !important; }
  section{ padding:44px 0 !important; }
  .hero{ padding-top:48px !important; }
  .card, .step, .vfg-points>div, .about-grid, .cta-band, footer, .hero-aside .fact{ break-inside:avoid; }
  h1, h2, h3{ break-after:avoid; }
  .cards, .steps, .vfg-points{ gap:1px; }
}